Virtual Terminal Payment Transactions

VerePay's Virtual Terminal Transactions process is a secure, browser-based solution that enables businesses to authorize, process, and manage credit card transactions from any computer that has an Internet connection and a Web browser. Our Virtual Terminal replaces standard authorization terminals or software, and provides you with the best solution for card swipe and key entered credit card transactions. Engage the full power of your business computer and use the VerePay Virtual Terminal as your POS terminal for all swipe transactions.

Our Virtual Terminal payment system suits businesses of all sizes because it is cost effective, easy to use and much faster than standard dial-up authorization systems. Virtual terminal transactions can be immediately reviewed online.

You can access the VerePay Virtual Terminal through the Bankcard Central site using any Web browser. After logging in to your account using your unique user ID and a password, you can access the complete array of Bankcard Central services -- authorizations for purchases, credits and returns, status and activity reports and much more.

How does the VerePay Virtual Terminal Payment Process Work?

To authorize credit card transactions via your VerePay online credit card payment processing virtual terminal, complete our electronic form that provides the VerePay system with the required information it needs to complete the credit card processing transaction.

Cardholder information is encrypted using the latest 128-bit Secure Socket Layer (SSL) 3.0 technology plus the most sensitive information is additionally encrypted with military level encryption and stored within our Payment Card Industry certified data center. The server automatically sends transaction data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. This takes only seconds. When the transaction process is complete you receive an authorization number, and our server securely stores the transaction.

Credit card payment transactions are automatically settled each day and are typically funded within two to three business days.